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An education loan is a specialized financial product designed to help individuals pursue their academic goals by borrowing money to cover the costs of education, including tuition, books, living expenses, and other related expenses. These loans are offered by banks, financial institutions, and government agencies and typically come with competitive interest rates and flexible repayment options. Education loans enable students to access higher education and skills training, thus empowering them to invest in their future and achieve their educational aspirations, while spreading the cost of education over a manageable repayment period after graduation.